**Payment Options:**
**Direct Payment (client pays freelancer directly):**
• When this option is chosen, the client pays only the platform fee to AfterJob (e.g. via PayPal).
• The amount owed to the freelancer is paid by the client directly to the freelancer (e.g. cash, bank transfer, or as agreed), including after the client approves the work.
• AfterJob does not collect, hold, or disburse the freelancer amount in this case. The client is solely responsible for paying the freelancer as agreed.
**Escrow (when offered):**
• Clients may fund escrow when accepting a proposal; funds are held securely until work is approved.
• Funds are released to the freelancer upon client approval.
• Disputes are handled through our resolution process.
**Platform Fees:**
• AfterJob charges a platform fee. When using direct payment, the client pays this fee to the platform; the fee is non-refundable once paid as per these Terms.
• Current fee structure is displayed during transactions; fees may change with notice.
• For **PayPal** payments of the platform fee only (direct payment flow), if the percentage-based fee would be below **$1.00 CAD**, AfterJob charges **$1.00 CAD** as the platform fee so that PayPal can process the payment reliably.
**Payment Processing:**
• Platform fees may be processed via PayPal (or other methods we support).
• Freelancers may connect a valid payment account for receiving direct payments.
• Processing times and currency conversion depend on the method used.
**Taxes:**
• Users are responsible for their own tax obligations.
• AfterJob may withhold taxes as required by law; tax documents will be provided as required.